|
The Findley
Reports California Banks
2007 Reference Guide
Capital Changes Questionnaire!
December 31,
2006
Super Premier Performing, Premier Performing,
and Commendable Performing
Criteria!
The California Bank Reference Guide offers a concise and
historic perspective of bank performance through a unique format
of ratios, percentages, narrative and performance graphing.
Each
report consists of two condensed 8.5 x 11 pages of financial and
performance data on the institution, covering the most current
three years. You may also choose to order a CD version of
the
California
Bank
Reference
Guide.
Each report includes the detailed information below, formatted
as
in the Sample Bank Report on Mid-State Bank &
Trust,
headquartered
in Arroyo Grande, California, which has been consistently
rated "Premier Performing" bank.
Side one of the report includes the following information:
- Statement of Condition
- Statement of Income
- Allocations of Net Income
- Performance Ratios
- Financial Ratios
- Employee Data
- Capital Changes
- Premier Performance Key Ratios and Graphs, including
- Equity Return per Share
- Assets/Deposits Annual Growth Rate
- Total Equity Return Performance
- Equity Return from Operations Performance
- Book and Market Value Per Share
- Shareholder Equity/Average Total Assets
Side two of the report includes:
- Securities - Types and Amounts
- Loans - Types and Amounts
- Loan Maturities
- Loan and Lease Delinquencies
- Senior Management and Directors
- Bank Historical and Area Data
- Capital Status/FDICIA
- Capital Stock
- Domestic Offices
- Graphs
- Net Operating Income/Average Assets
- Loan Delinquencies
- Net Loan Loss Experience
- Net Operating Income/Loan Loss Provision Performance
|
